A recent call with a financial advisor in California is representative of a common question on the changes to 401(k) catch-up contributions under SECURE 2.0.

A recent call with a financial advisor in Connecticut is representative of a common question on after-tax contributions.

A recent call with a financial advisor in Florida is representative of a common question on replacing a SIMPLE plan with a safe harbor 401(k) plan mid-year and the two-year rollover rule.

A recent call with a financial advisor in North Carolina is representative of a common question about Trump Accounts.

A recent call with a financial advisor in Michigan illustrates a common question about strategies for life insurance policies with qualified plans.

During the president's 2026 State of the Union Address, he referenced a new retirement savings initiative aimed at workers who lack access to employer-sponsored retirement plans. While no legislation has been formally introduced yet, several policy signals and related regulatory activity provide insight into how the proposal may work and how it could interact with existing retirement incentives.

A recent call with a financial advisor in Ohio is representative of a common question on missed RMDs.

A recent call with a financial advisor in Kansas is representative of a common question regarding SEP contributions.

A recent call with a financial advisor in New York is representative of a common question on 401(k) after-tax contributions.

A recent call with a financial advisor in Massachusetts is representative of a common question on reverse rollovers.

A recent call with a financial advisor in New Mexico is representative of a common question on rolling over a federal income tax refund into an IRA.

A recent call with a financial advisor in California is representative of a common question regarding the long-term part-time rules and the elapsed time method of counting service.

A recent call with a financial advisor in Nevada is representative of a common question on elective deferral limits.

Welcome to the Retirement Learning Center’s (RLC’s) Case of the Week. Our ERISA consultants regularly receive calls from financial advisors on a broad array of technical topics related to IRAs, qualified retirement plans, and other types of retirement savings and income plans, including nonqualified plans, stock options, Social Security, and Medicare. This is where we highlight the most relevant topics affecting your business. A recent call from a financial advisor in Pennsylvania is representative of a common question on qualified charitable distributions from IRAs.

A recent call with a financial advisor in Pennsylvania is representative of a common question on mandatory Roth 401(k) catch-up contribution requirements.

Welcome to the Retirement Learning Center’s (RLC’s) Case of the Week. Our ERISA consultants regularly receive calls from financial advisors on a broad array of technical topics related to IRAs, qualified retirement plans, and other types of retirement savings and income plans, including nonqualified plans, stock options, Social Security, and Medicare. This is where we highlight the most relevant topics affecting your business. A recent call with a financial advisor in Pennsylvania is representative of a common question on profit-sharing allocation formulas.

A recent call with a financial advisor in Virginia is representative of a common question about 5% owners and required minimum distributions (RMDs).

A recent call with a financial advisor in Minnesota is representative of a common question on plan investments.

A recent call with a financial advisor in Idaho is representative of a common question regarding Canadian residents with U.S. retirement assets, IRA rollovers, and avoiding tax traps.